When You Advise clients on the Best Way to Take Advantage of their IRA's you always wonder, How's Retirement Working Out?

• Retirement is when your wife realizes she never gave your secretary enough sympathy.

• A male retiree says he's been playing golf occasionally - only on the days ending with 'y'.

• The worst thing about retirement is having to drink coffee on your own time.

• A recent retiree says he is tired of retirement: "I wake up in the morning with nothing to do and by bedtime I only have it half done."

• A father said his teenage son took an aptitude test and was found to be well-suited for retirement.

• I have never liked working. To me a job is an invasion of privacy.

• Retired is being tired twice. First tired of working then tired of not.

• The only problem with retirement is, you never get a day off.

• The other bad thing about retirement is, you can't call in sick.

• You are ready for retirement when half the things in your shopping cart says: "For fast relief."

• Retirement is a night owl's dream, you finally don't have to do mornings.
• Retirement can be a great joy if you can figure out how to spend time without spending money.

• Before deciding to retire from your job, stay at home for a week and watch daytime television.
• The key to a happy retirement is to have enough money to live on, but not enough to worry about.
• One of the problems about retirement is that it gives you more time to read about the problems of retirement.
• Grant me the senility to forget the people I never liked, the good fortune to run into the ones I do, and the eyesight to tell the difference.
• When you retire you must be active and social, don't sit around the house or become a couch potato or pumpkin or any kind of vegetable.
• As in all successful ventures, the foundation of a good retirement is planning.
• I retired early for health reasons - my company was sick of me and I was sick of them.
• The biggest trouble with retiring is you end up having NOTHING to do and you can't tell when you are done.

And Finally we were wondering if we should change the name of the firm...This name got the most votes:

I hope we brought a smile to your day. As always call me if you need to talk, to complain or to celebrate. I want to help...Yours Truly...Steve

Steven K. Woodard Sr... Maui's #1 IRA Advisor

Morganwood Ltd. 1578 S. Kihei Road Kihei, HI 96753 Office 808-875-9887